YES. Most institutions ‘Credit Score’ applications to determine the risk profile of an applicant and one of the factors to determine a Credit Score is by the number of recent credit enquiries made to any Credit Providers. Unfortunately a credit score does not take into account any circumstances of applicants resulting often in a decline by some lenders. 

The activity on your Veda credit file should be kept to an absolute minimum. No credit enquires made in the last three to six months is preferred so if you are considering applying with several lender/brokers, re-think! Applying with us is like applying with 30 different lenders without the credit enquiries. In fact we do not even check your credit file without first consulting you. Apply Now