Features and Benefits
Loan Purpose
• Owner Occupied Housing and investment including purchase of vacant land
• Construction
• Refinance including debt consolidation
• Personal and investment purposes
• Off the Plan purchases
Features
• Weekly, fortnightly or monthly repayments
• Repayment Redraw
• Loan up to 100% of the purchase price
• Lump sum repayments are allowed
• Portability
• Choose a fixed rate period from 1, 2, 3, 4, 5, 7, 10, or 15 years
• Mortgage offset facility
• Discounted interest rate
• Discounted general insurance
• Annual fee applicable
• No/low application fee
• No ongoing fees
• No annual fee on your credit card
• Internet banking
Benefits
• Interest calculated daily and charged monthly
• Repay your home loan off faster
• Structure repayments weekly, fortnightly or monthly
• Reduce monthly payments with a loan term up to 30 years
• Make additional repayments to pay off their loan sooner and save on interest
• Repayment Redraw (re-borrow payments in advance back off the home loan)
• Payment methods via Internet Banking, Pay anyone, Telephone Banking, ATMs, EFTPOS and Branches
• Portability – move your home loan with your next home purchase
• Interest Only - make interest only payments for a period of 1, 2, 3, 5, 7, 10 or 15 years
• Repayments can be automatically deducted from any nominated banking account
At a Glance
• Minimum – $10,000
• Maximum – $500,000 - More on a case by case basis
• Term – up to 30 years
• Security of monthly payment amount
• No ongoing fees
• Discounted interest rate
• No annual fee on the credit card
• Offset facility
