To help you determine what type of home loan would best suits you, we have provided you with an overview of most of home loans available. The overview will show you the Features and Benefits of each of the home loans and give you a broad idea of these will benefit you.
Here are some of the different Home Loans that are available:-
- Standard Variable
- Basic Variable
- Introductory/honeymoon
- Fixed
- Line of Credit (LOC)
- Self Employed (inc Low/No Doc)
- No Deposit or 100% Home Loan
- Interest in Advance (IA)
- Professional Packs
- Bridging Loans
- Credit Impaired
- Investment Loans
- Construction Loans
- Reverse Mortgages
- Combination Loans
Not sure which is the right loan for you? Call us on 1300 889 554 and we'll work out in a matter of minutes what the right loan for you will be. We'll take care of everything because we've seen it all before.
Because we deal in all areas of finance, a Stallion Broker will devise a strategy to give you every chance of obtaining an approval. Sometimes we will need to restructure, do a partial or full consolidation, borrow more money to assist with a deposit just to name a few different strategies before we will be able to apply for the home loan. While it is very important to know what the banks and lenders are looking for, it is more important to know what they don't want. For example some Banks and lenders may find it difficult to approval a home loan because of:-
- Too many debts
- Instability of employment
- Not self employed long enough
- Not able to produce tax figures
- Not enough deposit
- Poor credit file
- Causal employment
- Not able to lend in a particular area
- Current or previous repayment history
- and the list goes on
We can identify quickly where you will fit and and advise what type of home loan will suite you. Some things that we take into consideration are:-
- Owner occupied property
- redraw requirement
- Investment property
- Taxation implications
- Flexibility to change loan amounts and limits with the need to have re approved i.e. Global limits
- Offset functionality
- Fixed versus variable
- Split loans
- Line of Credit (LOC) having all your income pay your home loan of while using your credit card for expenses
- Affordability
- just to name a few
Call us now on 1300 889 554 or APPLY NOW to determine how and what we can do for you. You won't be disappointed you have chosen Stallion to look after you.
Have a look at our Testimonials and you'll see comments made by our current clients for a broad range of different types of loans.
